What is the role of the emerald member of the Agricultural Bank of China credit card?
1 Birthday privilege: you can get the JD.COM E card in 30 yuan, and you can spend it directly in JD.COM Mall after activating the binding;
2 Value-for-money vouchers: You can choose between KFC, Naixue Tea and 60% discount of Ding Dong to get exclusive vouchers;
3 shopping mall special purchase: you can enjoy four kinds of goods special exclusive;
4 points special exchange: four products are special and exclusive.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
On August 2065438+2007 1 day, the annual fee management of bank cards was cancelled and some basic financial service charges of commercial banks were suspended.
20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19).
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank. The process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true. After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.