The cost of reporting the loss of credit cards is shocking. Many card friends exclaimed that the bank was cheating, and it was sad enough that a credit card was lost or stolen. The bank was still "sprinkling salt" on the wound! The following small series will introduce two effective ways to "report the loss" of credit cards, please remember, just in case!

1, reduce the credit card limit

If the cardholder accidentally loses or is stolen, he can call the customer service of the bank credit card center at the first time and ask for lowering the credit limit and changing the credit card limit to 1 yuan or 10 yuan (depending on the cardholder's affordability). In this case, even if your credit card is taken away, it is absolutely impossible to be stolen.

2. Credit card protection

Bian Xiao's personal experience: A while ago, the mobile phone was stolen on the bus. Because the mobile phone is bound to the bank client, Alipay, bank WeChat and so on. I was very worried about the theft of my credit card, so I called the bank customer service, and the customer service gave Bian Xiao a coup to protect the credit card. It is completely free to apply for credit card protection service. During the credit card protection period, the cardholder can repay normally, but the credit card cannot be traded. This can effectively prevent the lost credit card from being stolen.