A credit card with a negative available limit means it has been overused. Whether you can overuse it is comprehensively assessed by our bank system based on your current consumption situation. In order to avoid transaction failure, it is recommended that you pay attention to yourself available limit, and make purchases within the available limit; you can log in to Pocket Bank APP-Credit Card-My Limit to check

Response time: 2020-06-10. For the latest business changes, please contact Ping An Bank The announcement on the official website shall prevail.