Call customer service to ask if you can get a refund, or download the APP directly and return it at one time, which may cost you one month's interest.
Second, the installment loan has been successful. I don't want it. How to cancel the loan and get a refund?
If you want to cancel the credit card installment, you can directly call the customer service phone of the issuing bank to apply for canceling the credit card installment. Pay back all the remaining consumption amount, but it should be noted that if your credit card installment payment is the first payment, even if the installment payment is cancelled now, there is no refund.
I just applied for a useful installment loan and don't want to borrow it. How to return, how to cancel?
You can contact the platform manual customer service to see if you can cancel the loan application.
Loan business conditions:
1, 18 to 65 years old natural person;
2, the borrower's actual age plus the number of years to apply for a loan?
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information, no bad records, and legal use of the loan;
Materials to be prepared for the loan:
1, valid ID;
2. Proof of permanent residence or valid residence, and proof of fixed residence;
3. Proof of marital status;
4. Bank flow;
5. Proof of income or personal assets;
6. Credit report;
7. Loan use plan or statement;
4. How to cancel credit card installment payment?
There are two ways to cancel installment repayment by credit card: 1. If the installment repayment is not implemented or within the cancellation time specified by the bank, you can call customer service directly or cancel the installment online. 2. If the installment has been implemented and cannot be cancelled, you can choose to repay in advance, but prepayment cannot save the handling fee. Specific operation: Call the credit card customer service to apply for prepayment by installment, and no extra prepayment fee will be charged.
Precautions for credit card use:
1, and each swipe cannot exceed 30% of the total amount.
2. You can't empty all the cards, but leave10% ~ 20%;
3. You can't always brush integers;
4. Brush directly from 9 am to 9 pm every day;
5. Brush in the morning and brush in the afternoon, no more than 3 times a day, with an interval of more than 4 hours;
6. The number of swipes per month is greater than 15 times, and if it is not swiped, it is greater than 10 times, and the usage rate is more frequent;
7. Make a small installment payment about every three months. The shorter the installment, the lower the interest! I usually divide it into three months. If the interest rate is super favorable, it may be longer in stages, which is my personal grasp;
8. This machine should not always use WeChat and Alipay (except UnionPay platform), but use a machine brush.
9. I use more cards in my daily life. Take me personally as an example: My mobile phone fee is 300 yuan every month, and I bought 10 credit cards, which are 10 times respectively. The same is true for paying electricity bills. Each card is paid to 30 yuan, and the answer is RMB 1 time. Many stores can use Alipay and WeChat credit cards. These are all things that you often encounter in your life. Pay more attention.
10, be sure to repay the loan in time, so as not to cause overdue and serious consequences. Not only interest, but also personal credit.
1 1. To keep personal credit information good, you can check it through the central bank. Once overdue, personal credit will be affected within five years from the date of overdue. Remember, remember.