If Shijian cashed out 20,000 yuan for others, it was a serious crime. He may be sentenced by the court for committing illegal business crimes and be sentenced to a refund of not less than one time but not more than five times his illegal income. fines and imprisonment for one to six months. Of course, under normal circumstances, it would not be a crime to cash out only 20,000 yuan.

?According to Article 12 of the "Interpretation on Several Issues Concerning the Specific Application of Laws in Criminal Cases Obstructing Credit Card Management", in violation of national regulations, the use of point-of-sale terminal machines (POS machines) and other methods to fabricate transactions, Direct cash payments to credit card holders through false pricing, cash returns, etc. If the circumstances are serious, they shall be convicted and punished for the crime of illegal business in accordance with the provisions of Article 225 of the Criminal Law. Donglao

Whoever commits the acts mentioned in the preceding paragraph with an amount of more than 1 million yuan, or causes overdue repayment of more than 200,000 yuan of funds of a financial institution, or causes economic losses of more than 100,000 yuan to a financial institution, shall It should be determined as a "serious circumstance" as stipulated in Article 225 of the Criminal Law; if the amount is more than five million yuan, or it causes the financial institution's funds to be overdue for more than one million yuan, or it causes economic losses to the financial institution If the amount exceeds 500,000 yuan, it shall be deemed as "particularly serious circumstances" as stipulated in Article 225 of the Criminal Law.