Current location - Trademark Inquiry Complete Network - Overdue credit card - How to cancel the credit card of Shanghai Pudong Development Bank?
How to cancel the credit card of Shanghai Pudong Development Bank?
There are two main ways to cancel the credit card of Shanghai Pudong Development Bank.

1, the outlet counter is cancelled.

If the credit card of Shanghai Pudong Development Bank has not expired, you can apply first and then cancel your account at the bank; If the credit card of Shanghai Pudong Development Bank has expired and the account is not in arrears, you can directly cancel the account at the designated Shanghai Pudong Development Bank outlet.

2. Request cancellation.

Call the credit card hotline of Shanghai Pudong Development Bank. When switching to manual acceptance business, you can directly apply for account cancellation by connecting with manual, and provide your own relevant information at the same time. After checking the information, the customer can close the account normally without any arrears.

Extended data:

Precautions for credit card cancellation

1. After canceling the credit card, confirm whether the cancellation is successful.

When applying for card withdrawal, there is generally a period of time from successful card withdrawal, which is called "card withdrawal period". In order to avoid the problem of bad debts, this period allows cardholders to settle all debts within the period. The "card return cycle" is generally 45 days.

During the card withdrawal period, the cancelled credit card cannot be used except for normal repayment. If the cancelled credit card still has arrears and you don't repay it during the card withdrawal period, even if you withdraw the card, it will still lead to entering the credit blacklist.

2. Destroy the magnetic stripe after the card is cancelled.

The cancelled credit card still retains a lot of personal information, which may be stolen if you are not careful. Therefore, after the pin card is finished, the magnetic stripe must be cut and scraped.

If you are sure to cancel your credit card, you must pay attention to the problem of arrears. Don't throw away the card immediately after cancellation. You have to confirm whether there is a fee during the card withdrawal period 45 days after the card withdrawal, and then you can choose to cut the card.

Shanghai Pudong Development Bank-Credit Card Articles of Association