Hello, if you repay the minimum repayment amount before the final payment date but less than the full amount, you will not be able to enjoy the interest-free repayment period. All consumption in the current period will start from the recording date (usually after consumption). The next day) interest will begin to be accrued, with a daily interest rate of 0.05% until you pay it off in full. Minimum payments will not affect personal credit.

(If you have other questions, it is recommended that you consult "Online Customer Service"/cmu/icslogin.aspx?from=B&logincmu=0. Thank you for your attention and support!)