1. Peony Zhong You Card can be divided into debit card and credit card, of which lithography 19 and annual fee 10 yuan. The annual fee is charged on the day of application, and the annual fee for the following year is charged on the day of application. If the average daily deposit balance of this card is lower than that of 300 yuan, the small account management fee of 3 yuan will be charged every quarter.
2. If the card with 15 or 16 digits is a credit card, the annual fee is 100 yuan, and the annual fee will be charged next year from the card activation date (the annual fee of the current year can be exempted if the card is swiped five times a year or more than 5,000 yuan).
3. The debit card owes the annual fee when there is no deposit in the card, and the final result is that the card is cancelled, and other things have no effect;
4. If it is a credit card, it will be activated and will not be automatically cancelled in the future. The card will not be activated unless it is reissued after expiration.
The card can be sold by phone or at the counter, provided that you are not in arrears. If there is arrears, you need to make it up first and then return the card.
6. If the credit card owes an annual fee, it will affect the personal credit record. For example, there will be no other fees for using the card, but once the overdraft is not returned on time, it will generate interest, late fees and over-limit fees. This is very dangerous. If the annual fee is not met, the annual fee will be deducted and the late payment fee will be accumulated continuously. Interest is calculated at 0.5% per day, which seems to be more than 30% a year. If you don't want to use it, you'd better sell it and be safer; If you want to use it, you should brush enough annual fee-free conditions every year to avoid accidents.
Is ICBC (PetroChina) credit card gold card exempt from queuing for business?
ICBC credit card gold card and platinum card can handle business directly at the financial window without queuing. Petrochina card can also enjoy the discount of 1% at the designated gas station of PetroChina, but it does not accumulate points.
How are fuel cards classified?
Hello, fuel card can be divided into registered card and bearer card according to the applicable object.
business card
Registration cards are divided into single-user cards and multi-user cards.
(1) single user card:
Suitable for individuals who own private cars. Refueling with a card can reduce the risk of carrying a lot of cash, and the password setting can avoid the economic loss caused by the loss of the card. Come on, card,
Raqqa leaves the station, shortening the refueling time and improving the efficiency of life. At the same time of refueling, you can also enjoy the "Thanks for Refueling" integral feedback activity and the second promotion and preferential activities on the refueling card from time to time.
(2) Multi-user card:
It consists of a main card and several sub-cards, and is suitable for units and individuals with centralized management and more vehicles. The main card performs the management function, and can query the transaction details of the secondary card, allocate the amount for the secondary card, and handle various businesses of the secondary card. It can also be used as a fuel card (the secondary card can only be used for refueling).
(3)
Co-branded card:
China Petroleum Credit Card jointly issued by China Petroleum and Industrial and Commercial Bank of China.
Bearer card
It is a personal single-user card, which can be recharged repeatedly, and does not enjoy points. It is impossible to report the loss and settle the account. Can be converted into a registration card according to user requirements. After being converted into a registered card, you can enjoy the integral feedback of "thanks for using oil". You can enjoy all the rights of a registration card like other registration cards.
I hope my answer can help you, please adopt it, thank you!
What is the credit card limit of ICBC Peony Zhong You? There are ways to improve the low quota!
As the first bank in the universe, although the credit card issued by ICBC is not easy to take off, it is favored by cardholders because of its high gold content. Today, for car owners, what is the general credit limit of ICBC Peony Zhong You Credit Card? If you want to apply for this card, you should know the credit limit first.
ICBC Peony Zhong You Credit Card has the level of ordinary card and gold card, but the credit limit is generally not high:
Card friends "endlessly" asked in a credit card forum: Is the maximum limit of Peony Zhong You credit card (ordinary card) 2000?
Many enthusiastic card friends replied: it is normal for Puka to have a quota of around 2000, and my petroleum card is also 2000. Try to increase the quota slowly. ICBC is quite interesting among the four major banks!
It can be seen that it is normal that the initial limit of ICBC Peony Zhong You Credit Card is not high, but if you can do the following, the limit will be very promising:
1, commonly used cards, spending more on credit cards, and repaying on time;
2. Provide additional financial proof, such as real estate license, vehicle driving license, or deposit more money in ICBC;
3. Ensure that your ICBC has a star rating of 5 stars or above and has business dealings with ICBC.
20 18 ICBC's trick to apply for a credit card GET.
ICBC Peony Zhong You Credit Card is a product suitable for car custody, which not only provides gas concessions, but also enjoys car road rescue service. It is suggested that friends who have handled this card should not return it easily because of the low quota.
Is China Industrial and Commercial Bank Peony Zhong You Card a credit card?
Yes,
China Industrial and Commercial Bank Peony Zhong You Card is jointly issued by China Petroleum and China Industrial and Commercial Bank. It can be used in more than 20,000 outlets of China Industrial and Commercial Bank, 1.7 million ATMs and hundreds of thousands of POS and ATMs with UnionPay logo. At the same time, you can enjoy the discount of 1% by swiping your card at the POS machine of China Industrial and Commercial Bank of China in various retail outlets of China Petroleum Refueling.
What is the oil card in the peony?
1. Peony Zhong You Credit Card is jointly created by Industrial and Commercial Bank of China and China Oil and Gas Co., Ltd., which is the first national co-branded card that can be used in gas stations in China.
Peony PetroChina Credit Card is a peony dual-currency credit card, including Visa, MasterCard and American Express. Customers can choose different brands of products according to their own preferences.
American Express brand Peony PetroChina credit card holders can also enjoy free high traffic accident insurance and golf club discounts at home and abroad.
2. Peony Zhong You Credit Card has the following characteristics:
You can enjoy a 30% discount for refueling by swiping your card: from now until February 5, 20 18, Peony Zhong You credit card holders will swipe their cards to buy telephone auto insurance products of Anbang Insurance Company (that is, through the telephone sales channel 400-11). The subsidy amount will be directly returned to the customer's Peony Zhong You Credit Card account next month.
Before May 3, 20654381,Peony Zhong You Credit Card holders can enjoy 24-hour national road car rescue service at a favorable price, which will help you avoid driving worries.
Spend points to exchange for rich gifts, and get more benefits and fun while spending by credit card.
Cardholders can fully enjoy the peony dual-currency credit card bonus plan and irregular promotion activities.
If you spend five times a year by swiping your card or the accumulated spending amount reaches 5,000 yuan (including equivalent foreign currency), you will be automatically exempted from the annual fee for the current year, completely eliminating your worries.
It can be used in nearly 20,000 outlets of China Industrial and Commercial Bank, nearly 20,000 ATMs, nearly 200,000 special merchants and hundreds of thousands of POS and ATMs with UnionPay logo.
Tips:
Beijing Zhonglian Chemeng Network Technology Service Co., Ltd. provides 24-hour national road car rescue service and charges.
Anyone who has reached the age of 18, has full civil capacity and good credit can apply.