You can apply for a credit card without a job. Although the bank stipulates that one of the credit card applicants has a stable job, in practice, people without a job can provide other income certificates when applying for a credit card, such as self-employed, entrepreneurs, freelancers, etc. As long as you can provide good bank flow and prove that you have a good income every month, you can still get credit card approval.

Not all users who don't have a stable job can't apply for a credit card, nor does it mean that you can pass the examination and approval if you have a stable job. The focus of bank approval is to see if you have the ability to repay. If there is no job, as long as users can prove their repayment ability, some people can't pass the bank approval even if they have stable jobs, but their wages are too small.

Credit card application process

If you apply for a credit card online, the application process is as follows:

Click on the "Online Credit Card Application" link on the homepage of the credit card website to enter the application page (or click on the "Application" link of a product to enter the product application page)-select the location, application card type, customer type and whether there is an online banking shield-new users choose no online banking U shield, read and sign the application agreement-fill in the complete application materials and submit it after confirming the application information-if it is approved, face-to-face SMS will be sent and received.

To apply for an offline outlet, you must first prepare the application materials needed for the application, then go to the bank outlet to get the application form, fill it out and submit it together with the application materials, and then wait for the audit results.