Introduce the concepts of several credit cards
1. Credit cards are used for consumption, not for cash withdrawal. If you have an overpayment for cash withdrawal, and you have to pay a handling fee of five thousandths, there is no handling fee for consumption. If you take the credit line, there is not only a handling fee but also interest
. The interest is five ten thousandths of a day, and after the last repayment date, it is compound interest.
2. The billing date is the amount of all your cash withdrawals between the previous billing date and this billing date.
3. The due repayment date
is the last repayment date, that is, the "full repayment in this period" or the minimum repayment amount on the billing date must be paid off before this date. If you repay according to the minimum repayment amount, your reputation will not be affected, but interest will be charged on the unpaid part.