In practice, there are two different situations when the debtor is unable to repay: one is temporary inability to repay. If this is the case, the debtor can repay it in installments in accordance with the relevant provisions of the above-mentioned "General Principles of the Civil Law". The other is permanent inability to repay. If the debt is permanently insolvent, the debt can only be repaid with the debtor's existing personal property. 1. If you run away without repaying your debt, you will have to bear the legal consequences. Creditors can also sue and then apply to enforce the property of the person who owes money. 2. If you have the ability but refuse to execute, you are suspected of refusing to execute the judgment or ruling. Article 313 of the "Criminal Law" stipulates that if you have the ability to execute the judgment or ruling of the people's court but refuse to execute it, the circumstances are serious. , shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or criminal punishment. 3. If the responsible person does not have any property available for execution and refuses to fulfill the effective judgment of the court, negative information such as overdue repayment will be recorded in the personal credit report, and high consumption and entry and exit may even be restricted. will be taken into judicial custody. Legal basis: Article 108 of the "General Principles of the People's Republic of China and Civil Law" Debts must be paid off. If the debt is temporarily unable to repay, the debtor may repay it in installments with the creditor's consent or the people's court ruling. If the person is able to repay and refuses to do so, the People's Court shall make a judgment to force repayment.