What is a low-carbon credit card? The so-called low-carbon credit card means that through the credit card carbon emission reduction personal purchase platform, cardholders can purchase corresponding carbon emission reductions based on their estimated annual carbon emissions to achieve personal carbon neutrality. Carbon neutrality means that enterprises, groups or individuals purchase carbon credits to finance energy-saving and emission reduction projects that comply with international regulations to eliminate the carbon footprint of enterprises, groups or individuals, thereby achieving environmental protection goals.
How to purchase carbon emission reductions? You can log on to the carbon purchase platform on the bank's website and use the personal carbon emissions calculator to calculate your estimated annual carbon emissions. Then purchase the carbon emissions you consume in the form of points or Canadian dollar cash.
Regarding low-carbon credit card rates, Industrial Bank, for example, successfully applied for the "China Low-Carbon Credit Card", which voluntarily promises to purchase a quota of carbon emission reductions in the first year after the card is activated. The gold card is 2 tons, and the general card is 2 tons. 1 ton of stuck, carbon emission reduction is 35 yuan/ton. Additional purchases can also be stated in the designated fields on the application form. In layman's terms, in addition to the annual fee for this card, you need to pay an additional 35 yuan each year for environmental protection.
Where does the money used to buy carbon emissions go? The record of purchasing carbon emission reductions can be traced. You will have a "personal green file" and you can log on to the Beijing Environment Exchange website to check your personal carbon emission reduction purchase records and supported carbon emission reduction project information. The bank will regularly donate the funds you use to purchase carbon emissions to the Beijing Environment Exchange.