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How many days is the longest interest-free period of Shanghai Pudong Development Bank credit card?
The longest interest-free repayment period is 50 days. Shanghai Pudong Development Bank credit card can be said to be deeply loved by everyone. Like most credit cards, you can not only repay after spending in advance, but also have interest-free repayment time. So how many days is the interest-free period of Shanghai Pudong Development Bank credit card? How long is the interest-free period of Shanghai Pudong Development Bank credit card? When we use the credit card of Shanghai Pudong Development Bank to sign the bill, there is an interest-free repayment period of up to 50 days from the transaction date to the due repayment date. We only need to pay off the current balance on the statement before the due repayment date, so these expenses don't have to pay interest. For example, the credit card statement date is 1 day per month, and the specified due repayment date is 2 1 day per month. If we spent RMB 5,000 on June 2nd, and your due repayment date is specified as July 2nd 1 on the bill of July 2nd1,if you paid off the current debt in full on July 2nd1,then the consumption of RMB 5,000 has enjoyed the interest-free repayment period from June 2nd to July 2nd1. It should be noted here that if you use a credit card to withdraw cash, you cannot enjoy the interest-free repayment period, and you need to pay a certain withdrawal fee and interest. The handling fee is 2% of the cash withdrawal amount, with the lowest RMB in 20 yuan and the lowest USD in 2 yuan. The interest shall be calculated at the daily interest rate of 0.035%-0.05% from the date of cash withdrawal to the settlement date, and compound interest shall be calculated monthly.

Credit card repayment method of Shanghai Pudong Development Bank:

1. Automatic repayment: You can associate with the credit card through your settlement account with the same name in Pudong Development Bank, and the bank will automatically deduct the corresponding amount from the repayment account on the due repayment date. In order to avoid the failure of deduction, please deposit enough money one day before the due repayment date to ensure that your effective settlement account with the same name has enough balance on the due repayment date.

2. Counter repayment: You can make cash repayment or debit card transfer repayment in your name at all branches of Shanghai Pudong Development Bank. Please log in to www.spdb.com.cn or call 95528 for information about city outlets. When overseas residents purchase foreign exchange for repayment, they need to bring their employment certificate, employment certificate, passport, salary income list and salary tax payment certificate to qualified outlets to purchase foreign exchange. If there is no bill, you must bring a credit card and know the transaction service password to print the bill.

3. Repayment for self-service equipment:

(1) ATM cash repayment of Shanghai Pudong Development Bank

You can deposit repayment cash in a self-service deposit machine (CDM) or a cash deposit and withdrawal machine (CRS) that supports cash deposit.

(2) ATM repayment

You can insert the UnionPay card of Shanghai Pudong Development Bank into the non-Shanghai Pudong Development Bank ATM to enter the homepage, and then select the "Credit Card Repayment" button at the lower right of the homepage menu to enter the ATM inter-bank cash withdrawal repayment function. This function deducts the required repayment amount from the card in the form of cross-bank cash withdrawal, and does not spit money in the middle process, and directly deposits it into the Pudong Development Credit Card in the form of cash deposit. The repayment amount shall be an integral multiple of 50 yuan RMB. There may be a withdrawal fee during the repayment process. The charging amount refers to the inter-bank cash withdrawal charging standard of the card issuer, and the maximum daily repayment amount refers to the maximum daily cumulative cash withdrawal amount of the card issuer.

3. Online banking repayment

If your Shanghai Pudong Development Bank debit card has enabled the online banking function, you can log on to www.spdb.com.cn, the website of Shanghai Pudong Development Bank, and transfer the funds in your Shanghai Pudong Development Bank debit card account to the credit card with the same name by transfer, so that repayment can be easily completed.