"We charge according to 15% of the credit card amount. For example, you only need to spend 1 to get a credit card in 500 yuan, and the credit card amount is 1 1,000 yuan. " A seller introduced. After the reporter bargained with him, the seller said that new customers can only press 15%, and the next purchase can be given 2 points. The reporter can give him 3 points when introducing new customers. "If you can introduce us to about 40 customers every month and become our super big family, we can give you a small credit card of 3,500 yuan for free every month. You just need to overdraw and we will help you repay. " The person said.
During the conversation, the reporter learned that the seller actually knew that this kind of behavior was illegal, but he felt that the punishment should not be too great.
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How reliable are fake credit cards?
How reliable are fake credit cards sold online? Sellers generally say that the transaction is based on mutual trust.
"Don't worry, we don't do business once. I want you to introduce new customers after cooperation. How can I give you a fake card? " Faced with the reporter's doubts, a seller said this. According to reports, he sold the card by express delivery, and the payment was paid twice. The buyer pays 7% in advance, and then the seller delivers the forged card to the buyer by express delivery. After confirming that the fake card is correct, the buyer will pay the remaining 8% to the seller.
However, bankers said that this kind of transaction itself is illegal, and its trading method is certainly not credible.
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How did fake credit cards appear?
According to the analysis of some bankers, there are four main possibilities for the emergence of fake credit cards: fake cards, or discarded cards that people don't use; Or personal information is leaked, and someone pretends to be a card; Or the card owner subjectively and intentionally sells personal information for people to apply for a card, and therefore charges a certain fee.
"In 2006, credit card applications were not strictly controlled, and some fake credit cards may be generated." However, bankers said that the management of credit cards is becoming more and more strict, and it is not allowed to use other people's information to do cards.
Now impersonating a credit card has become one of the main forms of credit card crime. According to bankers, these forms include: First, pick up someone else's credit card and ID card at the same time, guess the password and withdraw money. Second, because the cardholder's password is too simple, others guess the found credit card password and withdraw money. Third, others pick up the credit card that the cardholder forgot at the ATM, and then operate to withdraw money from it. Fourth, after the credit card password is mastered by acquaintances, acquaintances cheat the card to withdraw money. The fifth is malicious overdraft credit card. The sixth is to use it after forging someone else's credit card.
Do you have fake credit cards? In this case, call the police in time.
Many friends often see credit cards for sale on platforms such as Taobao and WeChat, and these credit cards are real cards, which can be activated after purchase. This is what people often say about fake credit cards, which do exist in real life. Here are some things about fake credit cards.
Do you have fake credit cards?
Fake credit card refers to applying for a credit card by using other people's identity information (copy of ID card, original ID card) and other information.
Many people may think that this situation does not exist, because banks should implement the principle of "three in person" when approving credit cards, that is, read the original application materials in person and read my signature in person, otherwise the card will not be approved. But in fact, there are many examples of fake credit cards in real life.
I don't know if you still remember the news last year. Without knowing it, Mr. Zhao, a Ph.D. student in a university, had 25 credit card accounts under his name, 18 credit card, but he didn't set up a credit card in this branch himself. This situation is a typical fake credit card.
What about fake credit cards?
Many people illegally use fake credit cards to overdraw by installments without repayment, which will not only bring serious economic losses to counterfeiters, but also affect personal credit. Therefore, we must avoid this situation. It is best to check the personal credit report every year to see if there are more credit cards in your name that are not your own.
If you encounter the situation of being impersonated, you should immediately report the loss of your ID card and reissue it, then call the police and inform the bank to explain the situation. As an institution handling credit cards, banks have the obligation and responsibility to verify. If they can get a card only with their ID cards, it is dereliction of duty and they must bear certain legal responsibilities. Cardholders have the right to ask the bank to cancel their credit cards and restore their credit.
Two people came to the supermarket, which happened to be sent by the bank. Is it true or not to apply for a credit card?
Fake. Most of them are swindlers, but it does not rule out that probation officers of banks go to other banks to solicit business in order to complete the task of handling cards and compete in the same industry. In fact, the credibility of credit card processing in this way is extremely low, because credit card processing requires strict credit and credit review, and complete and true personal information needs to be provided. If personal information falls into the hands of scammers, it will bring credit and economic risks to cardholders. Therefore, it is best to apply for a bank credit card at the bank counter, which is safe, reliable and fast. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Is the introduction about fake credit cards and buying fake credit cards true? I wonder if you found the information you need from it?