Supplementary cards are relative to the main card. Each main cardholder who opens a credit card can apply for an additional card for other natural persons with full capacity for civil conduct, or natural persons with limited capacity for civil conduct who are over 13 years old (applicants for supplementary cards who are under 18 years old must obtain the consent of its legal representative).

Application for supplementary card

1. The supplementary credit card is dependent on the main card. Before applying for a supplementary card, the first priority is to ensure that you have a primary card.

2. Application qualifications: Citizens who are over 18 years old and have good credit can apply for a credit card as the main card. The main cardholder can apply for an additional card for his or her immediate family members, that is, spouse, parents, and children. .

3. In terms of process: the main card can be applied for at the same time as the supplementary card, or the main cardholder can apply for its supplementary card. Primary cardholders can apply for their supplementary cards through multiple channels such as bank counters, bank official websites, bank apps, or bank WeChat official accounts.

4? Data preparation: Since the supplementary card is a sub-card of the main card, the account is borne by the main card. The bank will mainly consider the qualifications and repayment ability of the main cardholder. The main cardholder needs to provide detailed application information, including personal, employment, income, assets, financial resources, and proof of relationship with the supplementary cardholder. , and supplementary cardholders only need to provide personal identity documents.

Extended information:

Additional credit card?

1. The main credit card is your own, if you want to give it to your family *** If you want to use it, you can apply for an additional card, and the two cards will use the same limit. You can set the consumption permissions of the additional card, and the repayment will be made together.

2. The supplementary card of a credit card is compared to the main card. Each main cardholder who opens a credit card can give it to other natural persons with full civil capacity, or who are over 13 years old. Natural persons who are over 10 years old and have limited capacity for civil conduct can apply for a supplementary card. If the supplementary card applicant is under 18 years old, the consent of the applicant's legal representative must be obtained.

3. Credit card supplementary cards play a big role. Credit card supplementary cards can bring great convenience to daily credit card swiping. In addition, when applying for a primary card, you can also apply for a supplementary card, which not only facilitates the users of the supplementary card, but also allows the principal to control the limit. It is a good home financial product.

Baidu Encyclopedia-Supplementary Card