When a credit card is not repaid on time, in addition to accruing interest and liquidated damages, it will also affect the personal credit record and affect the subsequent handling of personal credit or financial and other private business;

If the credit card is not repaid on time, For repayment, the bank has the right to recover the money through legal channels or the collection department. It is recommended to repay in time. For specific information, please call the Ping An Credit Card customer service hotline for details.