Credit cards can not only overdraw consumption, but also enjoy many privileges. People with different needs are suitable for different credit cards. Here are some credit cards suitable for car owners:
Credit cards such as Agricultural Bank of China 1
All regions have exclusive ETC cards, enjoy high-speed toll concessions, and get an OBU for free, which is suitable for car owners who often run at high speed.
2. Safety owner card
There are two grades: gold card and platinum card. Cardholders can enjoy a 28% discount on daily refueling, as well as auto insurance protection and national free road rescue services.
3. CCB car card
Credit card points offer preferential oil change, preferential car wash service and free road rescue, which is more suitable for most car owners.
4. CarCard card of China Merchants Bank
If the consumption reaches the standard, you can enjoy cash back at the designated gas station, which is generally 3% and 5% on Friday. You can avoid the annual fee by swiping your card, and there is no pressure.
For more information about credit cards suitable for car owners, please visit: See More.
[img] What bank is good for the owner's credit card? Let's choose these three models
In the past, many car owners and friends would consider whether there are car washing and refueling discounts. Now we should consider whether there is etc function. After all, the owner card with etc function allows the owner to pay without stopping at high speed, and can also enjoy high-speed toll concessions. So, what bank should the owner's credit card run? Here are three models for you.
China Bank 1 and other credit cards.
Customers who don't have a credit card from China Bank can apply for an etc digital credit card from China Bank online, and the card will be approved online in seconds. After approval, they can send electronic devices to OBU. In addition, this card is separate from other cards. Just insert the etc recharge card into the device. The high-speed toll is directly deducted from the bound etc credit card, and you can also enjoy a 15% discount on the high-speed toll.
Moreover, high-speed card swiping is also included in the number of credit card swipes, and the annual fee can be reduced as long as the card is swiped 6 times.
2. bank of communications etc credit card
When new customers apply for a card, they can activate the credit card within 45 days of the card verification date, and can send OBU electronic equipment for free, which meets the threshold of supermarket refueling activities in the hottest period. In the next month, they can enjoy a 10% discount on tolls every day when crossing the expressway, as well as the credit card payment for refueling in the hottest period, combined with the credit card payment returned by the supermarket. The maximum amount is 100 yuan.
The annual fee for the first year is directly exempted, and the annual fee for the next year is reduced by swiping the card six times in the same year, and the high-speed swiping card is also included in the number of swiping cards.
3. China Construction Bank etc Credit Card
China Construction Bank etc credit card gives free OBU equipment. After the opening of etc service, it can realize the non-stop charging of etc lane of the national Internet expressway, enjoy a 15% discount on tolls, and provide free road rescue, preferential car washing, gas refueling and other preferential services. It is a better ETC credit card, and the annual fee for the following year is reduced three times in the first year.
Which is the owner's credit card? Bank boss's credit card!
Nowadays, more and more people buy cars. It is easier to buy a car than to keep it. After buying a car, they have to face a lot of car maintenance, which is not only troublesome, but also costly. But if you have an owner's credit card, you can not only help when you need money badly, but also enjoy the relevant rights and interests of the owner's card, which can be said to be quite cost-effective. So which bank is better for the owner card to go to? Let me introduce you.
1, CarCard automobile credit card of China Merchants Bank
CarCard automobile credit card of China Merchants Bank is a gold card set specially designed for car owners, which is divided into two parts: standard large card and special-shaped small card. The annual fee is 300 yuan/year, but most of China Merchants Bank are exempt from the annual fee in the first year, and they can be exempted from the annual fee if they swipe their cards six times in the second year.
China Merchants Bank CARCARCARD car credit card can enjoy cashback activities, 3% on weekdays and 5% on Fridays, and can also send 50% points according to the existing points rules!
2. CCB Longka Automobile Card
Of course, CCB also has a car card. CCB's Dragon Card has MasterCard and VISA versions. The annual fee for the gold card is 200 yuan/year, and the annual fee for the supplementary card is 100 yuan/year, all of which are exempt from the annual fee for the first year, and the annual fee for the next year can be exempted after three swipes.
CCB Longka Car Card has such services as integral oil change fee, free road rescue and preferential car wash. If it is a platinum card, the car wash fee below 40 yuan is completely free, and the part above 40 can be paid with points.
3. Safety owner card
I believe many people are familiar with the owner card of Ping An Bank. It's a gold card, and there are also MasterCard and UnionPay versions. The annual fee for the first year is 200 yuan, and the annual fee for the next year can be waived if you swipe your card for 30,000 yuan.
Ping 'an car owner card can enjoy a 28% discount on refueling, full-vehicle personnel protection, free road rescue nationwide and free insurance. Safe insurance is also a big advantage.
4. CITIC standard car owner card
The owner card of CITIC Bank has two grades: gold card and platinum card. The annual fee of gold card is 200 yuan/year, platinum card is 480 yuan/year, and senior platinum card is 2000 yuan/year. Platinum card annual fee is a rigid annual fee, and there is no annual fee-free policy. New gold card users can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if they swipe their cards for 5 times.
Citic standard car owners get 8% cash back reward for refueling with gold card, elite platinum card 10%, distinguished platinum card15%; There are also unlimited road rescue services, car washing activities in 0 yuan, 1 yuan airport parking.
5. Guangfa Owner Card
Guangfa's owner card also has many versions. The annual fee for single-currency ordinary card is 40 yuan, the annual fee for single-currency gold card is 80 yuan, the annual fee for dual-currency ordinary card is 90 yuan, and the annual fee for dual-currency gold card is 260 yuan. The first year is free of annual fee, and the second year is free of annual fee for swiping the card six times.
Refueling up to 360 yuan cash back or 5 times points, as well as free road rescue, free high accident insurance and new customers to send fuel cards and other activities.
6. Minsheng Auto Credit Card
Minsheng's car credit card has three types: gold card, platinum card and luxury platinum card, which are somewhat similar to CITIC's. The annual gold card fee is 300 yuan, free in the first year, and free in the following year when swiping the card for 5 times; The annual fee of standard platinum is 600, free in the first year, and free in the second year 18 or 50,000 times; Luxury platinum 3600 yuan/year.
Here, I introduce the common owner cards of six banks. Of course, there are more than these car owners' cards, including Huaxia Credit Card of Huaxia Bank, Car Plus Credit Card of ICBC, and Bank of China Great Wall Global Car Card. , you can enjoy relevant rights and interests. Go apply for one!
Which owner's credit card should be carefully compared to know?
Although China is not a big automobile country, automobiles have entered thousands of households and become a necessary means of transportation for people to travel. Many credit card holders are also riders, and banks have also bought various credit cards related to car services. So which is the owner's credit card? Today we will take a look at the characteristics of various car owners' credit cards.
At present, there are the following types of owners' credit cards circulating in the market:
1, PetroChina Card of China Industrial and Commercial Bank. Car owners need to buy the third liability insurance provided by Anbang Insurance before they can apply for the PetroChina card. Its cooperative merchants can enjoy a 3% refueling subsidy from CNPC gas station;
2. China Construction Bank's Longka Automobile Credit Card. It is more difficult to apply for the car card issued by CCB, and it is not so attractive compared with the preferential treatment for the card owner. Kaka owners can enjoy the car wash service of the cooperative car service provider every time 15 yuan, and settle the accounts on a quarterly basis. However, if the consumption in this quarter is less than 6,2000 yuan, they cannot continue to enjoy it. The annual fee for this card in 200 yuan is not cheap, but its credit card points can be converted into gasoline;
3. China Merchants Bank Car Card. China Merchants Bank's car card can get 3% cash back when it refuels at the designated gas station of PetroChina or Sinopec, and this discount will be raised to 5% this Friday. At the same time, as long as you swipe your card 6 times a year, you can avoid the annual fee;
4. Bank of Communications owner's credit card. The credit card of the owner of Bank of Communications will give the owner a 15% discount every Friday, and the maximum discount every Friday will not exceed 25 yuan, and the monthly discount will not exceed 100 yuan. At the same time, most of the partners are mainly PetroChina;
5. Cheyou Credit Card of Industrial Bank. This credit card is free of annual fee if you swipe it five times. At the same time, you can also enjoy the national 100km unlimited free trailer service, 30-minute quick repair service and 3 liters free oil delivery service;
6. Owner's card of Guangfa Bank. As long as you brush it 6 times, you can get rid of the annual fee. At the same time, the card owner can also enjoy free road rescue and 30-minute on-site quick repair service within 100km. In addition, he can also enjoy free oil delivery and rescue service three times a year, and the oil volume is 10 liter, and he can also get 1% cash back at the cooperative gas station.
7. Ping An Auto Credit Card. When you refuel at a cooperative gas station, you can enjoy a 20% discount, free road rescue within 100km, and an aviation accident insurance with a coverage of 2 million.
Which bank is good for car credit card?
1. Ping An Owner's Credit Card This credit card is a gold card. Cardholders can enjoy a 28% discount on daily refueling, and enjoy refueling discounts at nearly 8,000 gas stations across the country, and return to 960 yuan every year. This right is a real money-saving for car owners who have no money to refuel. In addition,165438+100000 yuan for the whole vehicle personnel protection and national free road rescue, as long as the first brush is completed, you will get a free copy. The annual fee of this card is 200 yuan/year, and the annual fee for the following year can be reduced if the consumption reaches 30,000 yuan.
Second, CCB Longka Auto Credit Card
It is difficult to apply for this license, and the vehicle production standards are strict. You need a vehicle displacement of 1.0L or above, 7 seats or less, and the vehicle age is not more than 8 years before you can apply for a car credit card. The cardholder of this card enjoys the following rights and interests: double oil change, car wash discount 15 yuan, car insurance purchase discount, free road rescue, car rental courtesy, etc. In addition, the annual fee of the card is 200 yuan/year, and the annual fee cannot be reduced.
Three. Guangfa car owner credit card
The owner's credit card has two grades: ordinary card and gold card. Applicants can choose to handle it according to their own consumption needs and repayment ability. As the owner's credit card customized by Guangfa Bank for private car owners, cardholders can enjoy the nationwide free road rescue service of 100km, with 5 times points for refueling by swiping the card or 1% cash refund discount, and new customers can also enjoy 2% refueling fee before the end of 20 17.
4. China Merchants Bank Car Card
China Merchants Bank can get 3% cash back when it refuels at the designated gas station of PetroChina or Sinopec. If you refuel on Friday, this discount can be increased to 5%. In addition, the annual fee reduction standard of this card is relatively loose. As long as you spend six times, you don't have to bear the annual fee. As long as the owner remembers to refuel with the CMB car card, he can easily save 300 yuan.
Verb (abbreviation of verb) Minsheng automobile card
Minsheng bank has two kinds of car cards: gold card and platinum card. Anyone who meets the conditions of swiping a card will have the opportunity to get the refueling money, swipe the card every month and get it every month. The national gas station refuels and returns, with the highest 500 yuan per month. There are also 1 yuan car wash, 1 yuan parking, 15% auto insurance, 24-hour road rescue and other services.
The owner's credit cards launched by the above five banks have their own advantages, so the owner can compare and choose the one that suits him best. For example, Ping An Bank is the most economical to refuel, and China Construction Bank has rich rights and interests in automobiles.
How to deal with the credit card after it is returned in installments;
Step 1: Go to the bank to get the car registration certificate.
The customer holds his ID card and motor vehicle driving license to the bank outlet for auto loan or the nearest local bank outlet, fills in relevant materials, and goes through the formalities of obtaining the auto registration certificate. Because it takes two or three working days for the bank to issue the car registration certificate, the customer will go home and wait for the bank's notice after completing the formalities.
Step 2: Go to the vehicle management office for custody procedures.
After receiving the notice that the bank can get the car registration certificate, the customer goes to the bank outlet to get the car registration certificate. Then, bring your ID card, driving license, car registration certificate and other related materials, and go to the vehicle management office with the bank staff to understand the charging procedures.
Step 3: Change the beneficiary of auto insurance.
During the mortgage period, the first beneficiary of the auto insurance purchased by the customer is the bank. Therefore, if this year's auto insurance has not expired after paying off the credit card installment payment, then you must take the Loan Repayment Certificate issued by the bank to the insurance company to change the first beneficiary of auto insurance and change the beneficiary of auto insurance to yourself.
Many customers often forget or ignore the "third step", which will bring trouble to future claims. Because there is no change, the first beneficiary of auto insurance is the bank, and the claim after the car accident is paid to the bank. It takes a lot of time and energy for customers to retrieve their creditor's rights from banks. Therefore, in order to avoid trouble, don't forget the step of "changing the beneficiary of auto insurance".
This concludes the introduction of which credit card to use for cars and which bank to use for credit cards. I wonder if you have found the information you need?