Two credit cards have the following two situations:
1. One is the main card and the other is the supplementary card. The main card and supplementary card can be used separately, but they share a credit limit.
2. One is a UnionPay single-label card, and the other is a full-currency card. When a card applicant chooses a UnionPay single-label card, the bank will issue a full-currency card by default.
Both credit cards can be activated, or one of them can be canceled by calling the China Merchants Bank hotline. China Merchants Bank's credit cards are generally free of annual fees in the first year, and the annual fees for the next year will be waived if the two cards are used six times within a year.
Extended information
Advantages of credit card supplementary cards
Supplementary cards can bring a lot of convenience to daily credit card applications. Applying for a supplementary card at the same time as the main card makes it easier for supplementary card users to use the card, and the limit can also be controlled independently by the main card. It is a good choice for home financial products.
In addition to the basic functions of China Merchants Bank’s credit cards, China Merchants Bank’s all-currency international credit cards also have the following functions:
1. Card swiping services provided by VISA signature, and more than 200 overseas Exclusive benefits from tens of thousands of selected preferential merchants (hotels, restaurants, entertainment, shopping, leisure boutiques) in countries and regions.
2. Consumption in all currencies, repayment in RMB. No matter where in the world you use this card to conduct foreign currency transactions, it can be automatically converted into RMB and credited, and you only need to repay in RMB.
3. For consumption in all currencies, currency exchange fees are waived. No matter when, where and in which foreign currency you use this card to make purchases or withdraw cash, the 1.5 currency conversion fee is waived.
4. Complimentary high-value travel insurance. With this card, you can get free travel inconvenience insurance and aviation accident insurance of up to 2 million yuan without going through any formalities or paying any fees.
Reference materials: Baidu Encyclopedia—Supplementary Card
Baidu Encyclopedia—China Merchants Bank All-Currency International Credit Card