And the group that handles dunning? I haven't heard of it. I advise you to tell your friends that it is king to pay back the money quickly, and forget about the rest. Don't let the economic loss finally affect your personal credit information. Ping An Credit Card is the same as other credit cards. The issuing bank will report it to the personal credit information system of the People's Bank of China every month. If it is overdue, it will be recorded, affecting mortgage credit cards and so on.
Are there any groups with overdue credit cards?
Hello,
If it is really late, it is already overdue.
This emotional attitude is the most important,
No matter how much money you owe, you should take the initiative to pay it back.
Pay back hundreds if you can, no matter how much money you have,
Banks generally don't,
But if you don't return it at all and don't answer the phone, the bank will.
Credit card overdue solution:
1. As a credit card holder, once the repayment cannot be made on time due to unemployment, illness or other unexpected circumstances, before the deadline for repayment comes, the cardholder had better take the initiative to call the bank credit card center to state his financial situation, declare that he is not maliciously in arrears, and apply for deferred repayment and interest concessions.
2. In view of the cardholder's positive performance and previous good credit record, banks often agree to postpone repayment and negotiate a mutually acceptable repayment plan with cardholders, such as the extension period, interest discount, monthly repayment amount, etc.
In this way, if you take the initiative to contact the bank and the bank agrees to postpone the repayment, you will not be recorded in the bad record, but it should be noted that you will be guaranteed to repay the loan as agreed in the future.
3. If you are usually negligent in repayment, you must repay as soon as possible, preferably in full, after you find that it is overdue. Then call the bank's credit card center and declare the non-malicious arrears. If the previous record is good,
And the overdue time is short, and it is found that the repayment situation after the overdue is good, which may not be recorded in the bad record. Don't be careless in the future. Be sure to pay attention to the bank's bill notice and collection information to avoid overdue.
4. Credit card repayment information will be recorded by the central bank's credit information system for 24 months, that is, the bad credit records generated by overdue credit card repayment will be kept in the credit information system for two years. If the card is used for termination, the corresponding record will no longer be available.
Scroll, but keep it for a long time. Therefore, after the overdue repayment of the credit card, it is best not to cancel the credit card immediately after paying off the arrears, but to insist on using the card for more than two years, during which time, to maintain a good credit, so that the bad records can be cleared from the credit information system through rolling records.
In today's credit society, don't underestimate the credit card stain, which will lead to many banking businesses that you can't handle, and car loans, mortgages and commercial loans can't get through. Therefore, it is necessary to develop a good habit of using credit cards and learn more about them.
Get ready for the solution in the future!
After the new Ping An credit card was opened, someone tried to drag me into the anti-collection group. What is this?
Don't join this group. You can find it just after you get a Ping An credit card. It seems that these anti-collection agencies are well informed and should be more careful. You may be urged to overdue first, saying that your credit card is overdue to help you, and then ask you to provide sensitive personal information such as your ID card and bank card. In fact, you don't even know what he will do with your information.
Is this credit card repayment group reliable?
Not reliable. There are many people in the credit card repayment group. It is very likely that people from other lending platforms tricked others into lending to support loans, and debts snowballed.
Is there a credit card overdue exchange group?
Credit card overdue,
There is no exchange group.
Hehehe.
There can be no organized overdue.
Run, brother,
Good luck.
This concludes the introduction of credit card debtors and many credit cards. I wonder if you have found the information you need?