Should I save private money after marriage?

This way, I won’t blush or be embarrassed.

1. The amount of money transferred to parents is determined according to family conditions. Generally, 1K~2W, it can be said to be living expenses for parents, medical treatment for parents, or repayment of money to parents. Note that if the amount is too large, there is a risk of damaging the joint property of the couple. Your spouse can ask you to provide corresponding treatment records or loan evidence

Of course, this is not a stable and reliable method and requires cooperation. There are many conditions and it is easy to have flaws

2. Ant Withdrawal now withdraws small amounts of cash multiple times over a long period of time, a little bit at a time, and do not exceed 1W, because with large amounts of cash, there is a risk of property transfer. Of course, when you are in a good relationship and you get 3, 4, or even 10W, the court will also tend to think that this is a normal household expense. The average working-class person can absorb 20-30W in a year.

This is a relatively safe, reliable and cost-saving method, but the time span is longer

3. Credit card payment: Give the credit card to your parents or good friends, and you can pay it back after they finish using it. Just do it. It must be shown that the expenses are reasonable. Don't wait until divorce to think about handling it. If there are signs of divorce, start thinking of ways to protect your property legally.

Because small cash withdrawals and credit card payments have a time span, at least one or two years before the divorce. If you mention it very loudly or frequently every time, it will be difficult to explain. Remember the word "reasonable" is very important

4. In the divorce proceedings for insurance purchase, consumer insurance does not need to be divided, but financial management insurance must be divided. , when purchasing consumer insurance, the money is spent and generally cannot be recovered. Financial management insurance can recover the principal, but the cycle is longer.

Generally speaking, purchasing insurance can only be used as a supplementary means, not the main means. It doesn’t mean that you can avoid divorce immediately by buying one. If the other party finds out that you have purchased it, they can ask for half of the cash value.

Never forge debts or collude with others to say you owe money. Because the law clearly stipulates that if one party secretly sells, transfers, forges debts, etc., it must be divided less or not at all, otherwise it will end up stealing the chicken but losing the rice.