My wife maliciously overdrafted her husband’s credit card, amounting to 350,000 yuan. What should I do? Can I report a crime? This issue actually needs to be addressed from several aspects. Let me share my personal thoughts below.

First of all, my wife maliciously overdrafted her husband’s credit card. Did she steal this credit card from you or did you give it to her? If it was stolen, was there no prompt for my credit card consumption? If it is a credit card you gave her, it is not a malicious overdraft, because what you gave your wife was a gift or authorization. So since it is a gift or authorization, and you have not set a limit, it means there is no agreement between you.

The second thing is that if it is a malicious overdraft, it is different whether your wife consumed the money herself, gave it away, or you two spent it together. If you two spent it together, then It is not considered a malicious overdraft, because you and your wife enjoy the consumption results together, so at this time there is no way to say that your wife has a malicious overdraft. However, if your wife gives all the money to others, it is a nature issue. But this is also considered marital property. Even if it goes to court, in the end it will be half of each person. Because the property is divided, the debts will still be divided.

The last question is whether you can report the crime. In fact, if you are a couple, I suggest not to report the crime, because reporting the crime will not solve the problem. But if the wife is cheated, you can report the crime, because it is not conscious. It costs this money, so since the money has been spent, you need to know the specific reason. If you are really cheated, then report it. If it is not the case and you just spent it in the wrong way, then No need.

Both husband and wife actually have many problems in life, and spending money is one of them. But for this problem, since the wife has spent the money, it is not a case of being cheated. It would be fine if you solve it, but if you find that you have been cheated, just call the police in time and find an appropriate way to deal with the problem.