If it is a CMB credit card, your question involves account inquiry. Please call the customer service hotline of our credit card center, then directly enter the ID number and inquiry password, and then select "9" to enter the manual service for inquiry, to confirm whether there is interest or whether it is caused by the unpaid amount before cancellation. The card will not be unable to repay because of cancellation, and repayment can be made through deposit or transfer without a card.