How can you apply for a credit card at a bank without proof of employment and bank statements?
You can apply for a credit card at a bank without bank card statements
Documents required for credit card application:
1. A photocopy of the ID card (the new version needs to be printed on both the front and back on a piece of A4 paper). The ID card is the first requirement for credit card application.
2. Original unit income certificate.
3. Photocopies of work permit, badge, pass, and interview pass.
4. Photocopies of the contract or invoice for purchasing a car or house.
5. Bank time deposit certificate.
6. The bank will issue a photocopy of the salary passbook.
7. Credit cards from other banks (photocopies before and after) and photocopies of statements for the last three months.
If you do not have proof of employment, you can provide other proofs, such as:
1. If you are a business owner and open a supermarket or catering industry, you can provide proof of identity, business license, and Proof of your own income. If you cannot provide proof of income, you can also provide proof of deposit. With these proofs, you can still apply for a credit card.
2. If you are still a student, you can also provide your student certificate and school address to ensure that your information is true and accurate. You can choose a department store retail type co-branded card. The student's qualifications are not high enough, so the approved credit limit will be very low. It doesn't matter. You can open the card and use it, repay it on time, and accumulate your credit. You can increase the credit limit later.
3. If you have proof of real estate or car ownership, it is better to apply for a credit card. When applying, provide these valid proofs, as well as proof of deposit, and you can apply for gold and platinum card levels. Can I apply for a credit card without proof of employment and bank statement?
No. Bank statements are required.
Accurate interest settlement and printing on special bank paper,
all require 6 months of continuous operation
Fast! Is it possible to apply for a credit card without a reliable employment certificate and bank card statement?
Yes
I can apply with my ID card
I can also apply online to apply for a credit card? Is it okay to have a bank statement as proof of employment?
The most important requirements for applying for a China Merchants Bank credit card are that you are 18-60 years old and have a stable job and income. The necessary application files are a copy of your identity certificate and a work certificate file. , if you can provide other financial proof files, it will be more helpful for us to understand your personal situation and determine your credit limit.
If you are unemployed and are self-employed, you can provide your individual business license and tax bills for the past three months. You can also provide other proof of your financial resources, such as: income tax withholding certificate; Have a photocopy of the real estate certificate; a photocopy of the driving license of your own car; a bank deposit certificate and other documents that can prove your financial level.
If you do not have a job and are not self-employed, you are currently unable to apply for a credit card from our bank. If your parents hold a credit card from our bank, you can apply for their supplementary card. You are also welcome to apply for our credit card after you work. credit card. Can I apply for a credit card if I have current statements and no proof of employment?
Application location: 1. Local bank branch; 2. Staff of local bank credit card center; 3. ICBC and CCB support official website application.
Application conditions: 1. Be at least 18 years old; 2. Have stable repayment ability.
Submit proof: 1. ID card; 2. Proof of employment or income; 3. Work phone number, home phone number and personal mobile phone number; 4. Tax payment certificate; 5. Proof of property, vehicles and other assets under your own name; 5. Other bank credit cards, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue the card.
First find a credit card salesperson or lobby teller to fill out an application form. The other party will usually ask you to fill in the application form if they see that your conditions are likely to approve the card. After filling out the form, you will have hope, and then submit the above information, etc. The bank's approval, whether to approve the card and the card limit, depends on the bank's overall score for you.
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To apply for a card or withdraw cash, you can contact me.
Can I apply for a credit card without a journal and proof of employment?
Applying for a credit card has little to do with your bank statements. If you apply for credit, it may be useful. Credit cards mainly depend on your proof of income and personal credit. How can I apply for a credit card if I have bank statements but no proof of employment?
Someone specializes in applying for a card. Just bring your ID card and the income certificate handler will help you.
Hello, every branch You can apply for anything
1. Go to your work unit to issue an income certificate;
2. If you have a real estate certificate, you can also make a photocopy of the property certificate;
3. Go to the front desk of the local Bank of China for consultation, and then he told me to go to an office, fill out a form, and photocopy my ID card.
4. After filling in, hand these information to the office staff and wait for notification. After the provincial branch approves, the credit card will be mailed together with the operating instructions. It took more than 5 days for me to receive the mail from the provincial branch. The limit of the information card of Bank of China is not high, mine is 50,000, and my other colleague only has 30,000.
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Congratulations Good luck to you! Please accept the answer and support me. If you have any questions, please ask. Thank you for your support O(∩_∩)O~ How to apply for a credit card without proof of employment
Hello friends! Most banks require proof of employment when applying for a credit card. The proof of employment can represent that you have a stable job and income and increase the success rate of applying for the card. If you cannot provide it, the bank will basically not approve it. If you really want to do it, then you can only find someone to help you pack it. If you don’t understand the problem, you can consult Baidu or Liyouk! Hope this helps! How to apply for a credit card without proof of employment and bank statements
If you apply for a China Merchants Bank credit card, there is a China Merchants Bank in the local area. If you are 18-60 years old, you can try to apply if you can provide your ID card, proof of work and proof of income. If you apply for a car The card needs to be accompanied by a photocopy of the driving license in your name. If the local branch has clear regulations, the regulations of the local branch shall prevail. The credit card verification status shall be subject to the final audit result.
If you only have an ID card, you can apply for supplementary cards for immediate family members. What should I do if I don’t have proof of employment when applying for a credit card?