The credit card limit can be adjusted. If the user feels that the credit card’s fixed limit is too high, he or she can directly adjust the fixed limit on the bank’s mobile banking APP, credit card WeChat official account or online banking, and set it according to their own needs. There is a fixed limit; if you want to increase the limit, you need to maintain good card usage habits and pay in full and on time. The bank will approve it based on the specific situation, and the specific approval result is subject to the bank.

How to reduce credit card limit?

If you want to lower your credit card limit, you can directly call the hotline number of the bank where your credit card is located, and then transfer to manual service to notify customer service of your intention to adjust the limit. Customer service will record your application within two working days. We will also notify you of the application result via text message. You can also call the hotline and enter the adjusted amount in the "Line Adjustment" section of your personal credit card business through voice self-service.