1, go directly to the bank branch counter: just bring your ID card;
2. Log in to official website directly and check with the central bank: Because in the credit report, all credit cards applied by users will be recorded, and the overdue repayment of credit cards will also be recorded.
If the user has a credit card, open the personal credit report, and all relevant details of the credit card can be seen in the bank credit transaction information, including the issuer, the number of credit card accounts, the credit card amount, the account opening time, the activation status and so on.
How to check the progress of China Bank's credit card application on mobile phone?
You can check the progress of credit card application through China Bank Colorful Life APP, customer service hotline and other channels. If there is no audit result or card for a long time, it is recommended that you call the customer service hotline to inquire.
The above contents are for your reference. Please refer to the actual business regulations.
How to check your credit card records?
First, WeChat search, get to know the data early and make an inquiry.
Click Query, enter information and find your own credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can find their own big data and credit status, obtain various indicators, and find their own personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.
Second, the Credit Information Center official website Online Inquiry
The specific steps of online inquiry are as follows:
1. Open the credit information official website, select the Internet personal credit information service platform, enter the credit information center of the People's Bank of China official website, and click "Register" in the upper right corner;
2. Register a personal account and log in to the personal credit inquiry system;
3. Fill in the user supplementary information, and then click "submit";
4. After successfully logging in, click "Information Service" and select "Security Level Change";
5. Select "Get Credit Information" in the information service to get personal credit report.
It should be noted that the China People's Bank Credit Information System is free of charge for the first two inquiries every year, and 10 yuan is required for each inquiry in the future. If the information included in the platform is not enough to verify the identity, the reason may be that you have not applied for a credit card before, and you need to go to the site to inquire.
How to check whether I have applied for a credit card?
The way is as follows
I. Inquiries about bank outlets
You can take your ID card to the local business outlets of the People's Bank of China and print your personal credit report. Because there will be credit card details on the credit report, if you have a credit card, it will be displayed on your personal credit report. Inquiring methods of personal credit records. You can go to the local branches and credit branches of the People's Bank of China. Personal credit record inquiry fee. It is a service provided by the Credit Information Center of the People's Bank of China. In principle, a certain fee should be charged, but it is not charged at present.
Second, the bank telephone inquiry
You can also call the customer service phone of each bank and ask the customer service staff whether they have applied for a credit card. But obviously, this method is very troublesome, and you have to fight one after another.
Third, online inquiry.
You can log in to the People's Bank of official website and China, and check whether you have applied for a credit card by checking your personal credit report. It doesn't need to print out a report like going to a central bank outlet. On official website, you can directly check the credit card details in the personal credit report online.
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First, to apply for a credit card, you must meet the following three conditions.
1. Age: Generally, citizens who have reached the age of 18 need to submit proof of identity documents.
2. Stable repayment ability: proof of work and income is generally required. In order to increase the success rate of application and credit limit, it is generally recommended to provide proof of own property, proof of own vehicle and proof of bank assets. The card issuing standards of each bank are different, depending on the requirements of the bank.
3. Good credit: that is, you are required to have no bad credit record, and the bank will check this condition by itself.
2. The details of the credit card application are as follows
1. Application location: At present, there are generally two ways to apply for credit cards: bank branch application and online banking application.
2. Basic application conditions: a natural person who has reached the age of 18 and has full capacity for civil conduct; It has stable repayment ability and good credit status.
3. Proof of application: ID card (required); Work certificate or income certificate; Proof of assets such as real estate and vehicles under the name of the individual; Social security; Other banks, credit cards and so on.
How to view the introduction of credit card application records? Let's stop here.