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How to activate a credit card? Can it be activated using a mobile phone?

How to activate a credit card?

The debit card must be activated at the counter of a CITIC Bank branch with the original ID card and bank card. You cannot activate it without going to the bank.

1. Credit card activation method

1. The credit card can be activated by calling the customer service number of China CITIC Bank.

2. Mobile, China Unicom and Telecom users can send text messages to 106980095558 to activate CITIC Bank credit cards.

3. Use CITIC Bank mobile banking to activate your credit card.

4. Credit cards can also be activated by logging into the official website of China CITIC Bank. The specific methods are as follows:

1) Use Baidu to search for "CITIC Bank" in the search bar, search and find the official website of CITIC Bank and click Enter.

2) After entering, find "Credit Card" and click to enter.

3) After entering, find "Open Card" and click to enter.

4) After entering, find "Online Banking Card Opening" and click to enter.

5) After entering online banking to open a card, enter the corresponding information. After passing the verification, you can activate the CITIC Bank credit card.

Operating environment: Honor 9i9.1.0.148 Baidu 13.5.0.10

2. China CITIC Bank

CITIC Bank (CHINACITICBANK), formerly known as CITIC Industrial Bank, was founded In 1987, it was changed to its current name at the end of 2005. CITIC Bank is one of China's national commercial banks, headquartered in Beijing.

The major shareholder is CITIC Corporation of China. Spain's BBVA (Banco Bilbao Vizcaya Argentaria, S.ABBVA) spent 501 million euros (approximately HK$5.02 billion) to purchase 5% of China CITIC Bank's equity, and also has the option to increase its shareholding in China CITIC Bank to 10.07%. On April 27, 2007, CITIC Bank was listed on the Shanghai Stock Exchange.

CITIC Bank is the seventh largest bank in mainland China, with total assets of more than HK$1.2 trillion, more than 16,000 employees and more than 540 branches. It is one of the six lines and three guarantees for Chinese financial stocks in Hong Kong. On May 9, 2020, the Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission reported that in March 2020, China CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer, violating the confidentiality of depositors. in principle. Our bureau will initiate the investigation process in accordance with relevant laws and regulations, and investigate and deal with it strictly in accordance with the law and regulations.

What are the credit card activation methods?

Credit card activation methods are generally divided into three types. 1. Credit card opening process by phone: Call the credit card’s 24-hour customer service hotline and follow the prompts. After selecting the Chinese service in the voice, select the credit card, enter the credit card, the validity period of the credit card and the three-digit security verification code on the back of the card. Select credit card activation and password settings, and then press the # key to end.

2. Credit card online banking card opening process: Log in to the bank's official website, click on the homepage of the Credit Card Center, click on the card opening on the right and set a password. Verify the credit card application reservation information, such as home phone number, ID number, etc.

Three: Credit card bank counter opening process: Hold your ID card and credit card, fill in the special business application form, and let the staff handle the activation of the credit card. If you have other specific questions, it is recommended that you call the bank’s customer service staff and hope they can help you.

How to activate a credit card?

How to activate a credit card? What are the methods for activating a credit card? The editor of IAika will introduce to you how to activate a credit card.

Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card.

Activate credit card by phone

Take Bank of Communications as an example. After you receive a Bank of Communications credit card, you must activate it before you can use it. Here we first teach users how to activate by phone and set transaction passwords. .

The activation process of China Merchants Bank credit card customer service phone is as follows.

(1) Call the 24-hour customer service hotline shown on the back of the credit card, select the appropriate language, and enter the cardholder's and query password.

(2) According to the voice prompts, select the card activation option under the "Credit Card Activation and Password Management" menu.

(3) Enter the last 3 digits printed after the signature field on the back of the cardholder's credit card and press the # key to confirm.

(4) Enter the cardholder’s home phone number and press the # key to confirm.

(5) Enter the 6-digit number as the cardholder’s transaction password and press the # key to confirm.

(6) Enter the 6-digit transaction password again and press the # key to confirm.

(7) The transaction password is set successfully.

Activate credit card online

Still taking Bank of Communications as an example to tell you how to activate a credit card through the Internet.

(1) First log in to the online banking page of the Bank of Communications credit card and enter the cardholder's inquiry password.

(2) Please change your query password promptly after logging in.

(3) After your credit card initial password is successfully changed, please log in to online banking again.

(4) After logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits printed on the signature line on the back of your credit card and your home phone number according to the prompts on the page.

(5) After successful activation, enter the 6-digit number as your transaction password according to the prompts.

(6) If you have not checked the "Use password to confirm transaction" function on the application form, you can change the transaction mode to password + signature after the setting is completed.

How to activate a credit card?

If you want to activate a credit card, customers can mainly adopt the following methods:

1. Call the service hotline of the card-issuing bank and directly submit a card application to the customer service staff. After the customer service staff has verified the customer's identity information, they will naturally help open the card. Of course, customers can also activate the card by themselves according to voice prompts.

2. Find the card you applied for in the credit card interface of the card-issuing bank's online banking/mobile banking client/credit card APP, select the activation option to operate online, and then submit the card application after completing the password verification.

3. Bring your personal ID card and credit card to the offline branch of the card-issuing bank near where you work and live, and go to the counter to find a staff member to apply for a card.

Everyone needs to note that if it is the first time to apply for a credit card from a certain bank online, you generally need to go to the branch for an interview to activate it. If not, after getting the card mailed by the bank, the customer can activate it by himself through the first two methods mentioned above, without going to the branch for an interview.

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How to activate a credit card

1. If you want to activate a Bank of China bank card, log in to China The bank’s app is as shown in the picture below.

2. Then enter your relevant information to log in, and then click My Functions, as shown in the figure below.

3. Then click on the credit card and find the credit card activation, as shown in the figure below.

4. Select the bank card to be activated, as shown in the figure below.

5. Enter the verification code on the back of the card, as shown in the picture below.

6. Finally, the activation is successful after passing the verification, as shown in the figure below.

That’s it for the introduction on how to activate a credit card.