Question 1: What does the Quick Pass on the bank card mean? This is a chip card of the bank. After depositing cash into the chip, you can use Quick Pass transactions (contactless transactions).

Question 2: What does bank card loading mean? It means that you operate the bank card loading business and transfer funds to the electronic cash in the bank card chip. Electronic cash can only be used for QuickPass payment at machines that support QuickPass transactions.

Question 3: What does loading a credit card account mean? It is actually a sub-account under a credit card. This account transfers part of the cash in your designated savings card or part of the limit in your credit card to this account. The transfer part is also called an e-wallet, which can support some current quick pass services, such as bus card swiping or when shopping in supermarkets. You can use contactless consumption instead of swiping the card. Because the e-wallet function is targeted at daily consumption, the amount is generally designed. They are not too high, such as 100-1,000 yuan. For example, when the balance in your e-wallet is less than 100 yuan, 1,000 yuan will be automatically deducted from your designated card to supplement the amount. Whether to use this function depends on how many such businesses are opened in your local area. For example, can public transportation in your city allow credit cards to be swiped like this?

Question 4: What does transferring and loading mean? What the poster said should be a chip card of a bank card, which is to load electronic cash into the chip. Electronic cash can only be used on machines that support Quick Pass. If there is no QuickPass POS machine in your local area, it is recommended not to deposit electronic cash.

Question 5: What happens to the UnionPay QuickPass deposit? It means that the bank card money is transferred from the financial account to the electronic cash account. Simply put, it is transferred from the magnetic strip to the chip.

Question 6: What does bank card loading mean? Is the money still in the bank card? It means that you operate the bank card transfer business and transfer funds to the electronic cash in the bank card chip. Electronic cash can only be used for QuickPass payment at machines that support QuickPass transactions.

Question 7: Does UnionPay QuickPass need to be deposited at the bank? No. Quick Pass is the same as swiping a card, except that you don’t need to touch the machine, just flash it next to it.

Question 8: Hello, what does Quick Pass mean? Quick Pass refers to a new payment method that allows you to make small payments after loading money on a financial IC card. Under normal circumstances, the deposited funds are deposited into the magnetic stripe account, and when the quick pass function needs to be used, special equipment is used to transfer the funds. Therefore, Quick Pass will not have an impact on your personal settlement account, and contactless devices cannot use the balance in your personal settlement account. They can only deduct the balance in the IC card chip. The IC card chip is for small payments, with a maximum limit of only Can deposit 999 yuan. It has been used in the fields of social security, medical insurance, and transportation cards in many cities.

Question 9: What does CCB transfer mean? Transfer means transferring money from a bank card account to an electronic wallet (electronic account). Quick payment is available.

Question 10: What does electronic cash mean? What is the difference between Cloud Quick Pass and electronic cash? 1. APPLE PAY: Apple Pay, bind a bank card through Apple mobile phone, etc., and support Quick Pass (Cloud Quick Pass) POS terminals for consumption or deposits and withdrawals through contactless ATMs. The amount in the bank card account is used, while the credit limit is used for credit cards.

2. Electronic cash: Financial IC cards are marked with "quick pass", an offline account that can be used for quick consumption without entering a password (offline consumption). A deposit is required before use. Moreover, electronic cash accounts are not bearer, do not accrue interest, and will not be replaced if lost. Although it is convenient, you will be responsible for the loss if it is lost. The balance limit for electronic cash accounts is RMB 1,000.

3. Quick Pass: A channel payment method that was initially only used for electronic cash offline consumption. Later, it was slowly upgraded to the latest Cloud Quick Pass. When using it, just place the bank card or handheld device in the POS induction area and swipe the card to quickly complete the transaction without entering a password or signing.

Just like a bus pass. (Note: Some banks have bank cards with electronic cash (Quick Pass) function. Even if the electronic cash account balance is 0, you can use Quick Pass to make online purchases within 300 yuan. To prevent the risk of being stolen, cardholders You can call the bank hotline to cancel this function).

4. The consumption method of electronic cash is offline transaction. UnionPay Cloud QuickPass for small amounts (domestic) requires no password and no visa, even if it is completed through QuickPass channels, it is an online transaction, so do not be confused. Moreover, the UnionPay Cloud QuickPass small-amount password-free and visa-free function requires support from both banks and merchants. Please log in to the UnionPay official website for details. Before using the electronic cash account, you need to load the account through ATMs and outlets. The maximum transfer amount is RMB 1,000 (some banks can lower this). Electronic cash accounts only have POS consumption functions. When the electronic cash account is no longer in use, you can make withdrawals through outlets or ATMs and transfer the balance to the bank card account. The electronic cash account is anonymous and cannot be reported as lost, and does not accrue interest and cannot be replaced if lost. If the card is reported lost and replaced due to personal reasons, the loss in the electronic cash account will be borne by the person, and the bank will not be responsible for any losses.