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How can I pay off my credit card because I can’t leave the community due to the lockdown?

You can repay online. Or it is recommended to negotiate with the bank for installment or extension F.

Cardholders need to proactively call the bank’s customer service to apply for an extension. The bank will make a judgment based on the reasons for not being able to repay on time, the extent of the impact of the epidemic, and the cardholder’s pre-epidemic repayment status.

During this special period, it is impossible to resume work, and some people’s wages are halved or payment is delayed. The bank will defer one installment of the bill based on the individual’s specific circumstances and merge it into the next installment.