1. According to the law, those who steal other people's credit cards and use them are punished as theft. Therefore, the amount of criminal responsibility for stealing other people's credit cards should be determined in accordance with the provisions of theft. According to the law, the theft of public or private property is a crime of theft, and the value of stealing public or private property is "a large amount" when it reaches 2, yuan in 5 yuan. Therefore, it may constitute a crime to steal someone else's credit card for more than 5 yuan.

II. Article 196 of the Criminal Law

Whoever commits credit card fraud in any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: < P > (1) using a forged credit card or using a credit card fraudulently obtained with false identification;

(2) using an invalid credit card;

(3) fraudulent use of another person's credit card;

(4) malicious overdraft.