Yes.

If you apply for a credit card again after canceling the credit card, if your personal qualifications have not changed significantly, even if you apply again after canceling the card, I believe the limit will not change much from before.

Another situation is that the limit for re-application after cancellation of a credit card will change based on changes in personal qualifications and credit information.

Solutions to increase credit card limit if credit card limit is low

Credit cards with low initial credit limit can generally achieve the purpose of increasing the credit limit by raising the card. There are many ways to increase the credit limit, so Ka Ge recommends It is best not to use this method of canceling the card and raising the credit limit. If the initial limit of the credit card is low, just maintain good card usage habits, use small-amount and multiple credit card payments, and insist on making a few more credit card payments every month;

Diversify consumption by swiping cards at different merchants, avoid credit card defaults such as overdue payment and cash out, strive to increase card usage activity and increase contribution to the bank, maintain good repayment habits, try not to make minimum payments, and do not If the card is empty for a long time and the credit card limit is used in a reasonable proportion, under normal circumstances, you can apply for a limit increase in about half a year. Extended information

Notes on card cancellation

1. Before canceling, first confirm your credit card annual fee reduction status. After making a request to cancel the credit card, the bank needs to check whether there is any debt on the credit card, etc. The problem is, if a complete billing cycle is not reached when the card is canceled, even if the previous debt is settled, there is no guarantee that there will be no debt in the next billing period. The bank needs time to confirm the debt situation.

2. Do not use this credit card. Do not use the credit card to make purchases after you submit your application to cancel the credit card until it officially takes effect, otherwise your application will be automatically revoked.

3. Do not cancel credit cards that have recently been overdue. If your credit card has been overdue, do not mistakenly think that canceling the credit card will erase the record. If you do that, the stain will be there forever. The correct approach is to continue using the card and cover the previous overdue record with good credit.

Ifeng.com - Credit card limit never increases? These ten usage details you need to pay attention to