Hello, if you need a fixed available amount to pay the total amount of goods by installment, you can apply for installment payment. Therefore, the quota of 1000 yuan cannot be used to stage the goods of 2000 yuan.

If it is impossible to apply for installment due to insufficient quota, it is suggested that the following methods can be adopted:

(1) Apply for increasing the fixed quota;

(2) If the amount is insufficient, the installment transaction is completed by depositing the corresponding amount of money (that is, overpaying the installment); This requires manual application.

(3) Pay part of the money to the merchants in cash or other ways to reduce the installment amount;

(4) Call to apply for bill installment after one-time payment, but the bill installment requires corresponding handling fees. Whether the application is approved or not is subject to the comprehensive evaluation results of our bank.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.