After an overdue credit card is suspended, you can take the following measures to solve the problem:
First, pay off the overdue amount as soon as possible to resume normal use of the credit card. Contact the bank to find out the overdue amount and pay the overdue amount. After repayment, you can confirm whether the repayment was successful by phone or online banking.
Secondly, communicate with the bank and formulate a repayment plan. If you cannot repay the entire debt at once, contact your bank and explain the situation and request an installment payment arrangement. The bank may require relevant supporting documents to assess repayment ability and formulate a reasonable plan.
In addition, pay attention to the repair of personal credit records. After paying off overdue amounts, apply for a credit report in a timely manner to ensure that the repayment information is correctly recorded. If errors or omissions are found, contact the bank promptly for correction.
To sum up, to deal with the problem of overdue card suspension, you need to repay the loan as soon as possible and communicate with the bank to seek reasonable repayment arrangements. After repayment, pay attention to monitor the repair status of your personal credit record.