I. Application Conditions for Temporary Credit Line of Hangzhou Bank
1, the card has been used normally for more than 90 days;
2. The card limit does not exceed the limit;
This card has consumption records every month for the last three months.
2. How to apply for the temporary credit line of Hangzhou Bank?
Cardholders can call the 24-hour customer service hotline of Hangzhou Bank Credit Card at 400-888-8508 to contact the customer service specialist and apply for a temporary increase in the credit card limit.
The credit line of Hangzhou Bank will be automatically restored to the original line after the expiration of the validity period.
Three. Reference standard for examination and approval of temporary credit card limit of Hangzhou Bank
1. The cardholder's repayment status is very important.
2. Is there any abnormal card use behavior?
3. The temporary credit limit shall be determined by the bank after reviewing the use of the card.
4. Approver, it is said that this factor does exist, and sometimes the amount is too large, and the approver may make mistakes.
5. The total utilization rate of the line in the last three months is less than 105%, which will make the bank think that your existing fixed line is enough.
The above is what I introduced to you about "What are the application conditions for temporary credit line of Hangzhou Bank Credit Card?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
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