When is the automatic payment deduction time for Bank of China credit cards?
The automatic repayment and deduction time of the Bank of China credit card:
1. The automatic repayment is associated with the Bank of China Great Wall electronic debit card in my name, an ordinary current savings passbook, and a current currency book in local and foreign currencies. Passbook, Great Wall RMB credit card.
(1) One day before the due date of repayment: Bank of China will detect the account and generate a requisition document.
(2) Repayment due date: first deduction.
(3) One day after the due date of repayment: Bank of China will notify you of the first deduction result via text message, please pay attention in time.
(4) One day before the grace period: If the first deduction is unsuccessful, Bank of China will check the account again and generate a requisition document.
(5) On the expiration date of the grace period: a second deduction.
(6) One day after the grace period: Bank of China will notify you of the second deduction result via text message, please pay attention in time.
Warm reminder: If the first deduction is successful, there will be no second deduction.
2. Automatic repayment is linked to a debit card with the UnionPay logo from another bank.
(1) One day before the due date of repayment: Bank of China will detect the account and generate a requisition document.
(2) Repayment due date: Deduction.
(3) One day after the due date of repayment: Bank of China will notify you of the first deduction result via text message, please pay attention in time.
Warm reminder: Debit cards with the UnionPay logo associated with other banks for automatic repayment will only initiate one deduction. If the deduction fails, there will be no second deduction opportunity.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses. When will the automatic repayment of Bank of China personal commercial loans be deducted?
The automatic deduction method for Bank of China personal loans is twice a day. The system will make one deduction before the business starts in the morning of the repayment day, and the second deduction will be made after the business closes on the day (under normal circumstances Starting around 18:00 every day, it is recommended to deposit sufficient funds in advance to avoid overdue), and the loan account arrears will be returned according to the principle of "deduct as much as you have" (non-working days will not affect the deduction), if the repayment date is the 31st, etc. , special months without this day will be deducted on the last day of the month.
Warm reminder:
1. This rule does not apply to loans entrusted to Bank of China for deduction (such as housing provident fund loans).
2. The overdue loan will not affect the automatic deduction method. The system will automatically pursue the deduction twice a day.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses. When will credit card automatic repayment be deducted
Credit card automatic repayment is automatically deducted twice on the repayment date. The first time is around 8 a.m. to 10 a.m., and the second time is at 13 p.m. Between 16:00 and 16:00, if the balance of the bank card bound to automatic deduction is insufficient, the deduction will fail. It should be noted that after these two time periods, the credit card will not be automatically deducted, and the payment needs to be made manually to avoid overdue payment.