In the first case, you may have set a security lock. You can set a security lock to prohibit transfer at night, or you can set an overseas transfer to prevent transfer, all for account security.
You can go to the online banking security area to see if there is a security lock. Or call human customer service directly.
In the second case, give the system a slow charging time, count the main points of settlement processing data, 12 and try again.
In the third case, when there is a limit on the bank card, the cardholder needs to bring his ID card and bank card to the relevant bank, and the bank staff will lift the limit on the bank card for the cardholder. Cardholders with online banking can log in to online banking, click Payment Management and follow the prompts.
Bank cards are divided into 1 cards and 2 cards. If the cardholder's Category 2 card has reached the limit, the cardholder needs to go to the relevant bank to upgrade the Category 2 card to 1 card. Or get more bank cards in case of emergency. Each cardholder can apply for 6 bank cards in the same bank.
The difference between the first and second types of bank cards:
Bank cards are mainly divided into two types, namely debit cards and credit cards. Among them, credit cards are divided into two types, namely credit cards and quasi-credit cards.
A bank card is actually a settlement account. Its functions are comprehensive, and its application scope, usage quota and account balance are not limited.
The second-class bank card, as its name implies, is the second-class settlement account, which is generally a convenient financial account. Investment, transfer and consumption can be made through the second-class bank card, but there are restrictions on the second-class bank card. If the second-class bank card transfers money to an unbound account, the daily transfer limit is 10000 yuan, and the annual transfer limit is 200,000 yuan.
In addition, there is a third type of bank card, which is a virtual card. The daily cumulative transaction amount is 5,000 yuan, and the annual cumulative limit is 200,000 yuan, and the balance in the card shall not exceed 1 1,000 yuan.
There are differences between the first-class card and the second-class card in terms of opening channels, quantity restrictions, functional scope and usage quota.
Opening channel: the opening of Class I bank cards must be verified in person at the bank counter; There are many channels to open second-class bank cards. Cardholders can choose to go to the bank counter in person or inquire about the opening through electronic channels such as mobile banking. You can choose according to your actual situation.
Number of accounts opened: according to relevant regulations, one person can only open one first-class bank card account with one ID card in a bank; However, you can open more than one second-class bank card. At present, you can generally open up to four second-class cards.
Function scope: A type of card has the most functions, and a type of card can be said to be a full-function account, and there is no scope limit when handling business; Compared with the first-class card, the second-class bank card is a restricted function account with limited business scope. For example, the second-class bank card does not support large-sum transfer, bank-securities transfer and cross-border remittance.
Limit: the limit of the first-class card and the second-class card is also different. A class of bank cards does not limit the amount when handling transfer, consumer payment and other services; Different from the first-class card, the second-class bank card has a limit when handling business such as transfer and consumer payment.