Legal analysis: the bank card is frozen by the bank because of the arrears, and enters the execution stage after the judgment is pronounced. If the other party applies for enforcement, it can reach an agreement with the applicant under the auspices of the court to pay the executed money in installments. If the court does not allow it, the execution money cannot be paid by installments. If there is no execution ability for the time being, the court will generally allow the applicant to sign an execution agreement and pay by installments.

Legal basis: Article 230 of the Civil Procedure Law. In the course of execution, if both parties reach an agreement through self-reconciliation, the executor shall record the contents of the agreement in the record, which shall be signed or sealed by both parties. If the application executor reaches a settlement agreement with the person subjected to execution due to fraud or coercion, or both parties fail to perform the settlement agreement, the people's court may resume the execution of the original effective legal document upon the application of the parties.