CITIC credit card can be canceled through various channels, such as canceling by phone or canceling at CITIC Bank counter. No matter how you cancel, you must pay off the credit card debt before canceling, and you must pay neither more nor less than a penny. In addition, the number of card swipes must meet the annual fee-free requirements to avoid extra charges when canceling. Pay the annual fee.

It is best to get rid of the points in the card before canceling the credit card. After all, points are earned by swiping the card. Credit card points can be exchanged for many products in the points mall, and can also be used as deductions for cash. Don’t waste them in vain. Waste it. If you have other credit cards under the same bank, you can transfer the points to other cards. Whether the points can be transferred depends on the regulations of different banks.

After submitting the cancellation of the credit card, it usually takes 45 days to call to confirm. If the cancellation is not successful, the bank will tell you the reason; note that the credit card cannot be used after submitting the cancellation. If the card is swiped, arrears will occur. Logout also fails. Moreover, credit card cancellation is divided into card cancellation and account cancellation. There is a big difference between the two. Card cancellation only cancels a single credit card, while account cancellation means canceling all credit cards under the same bank account. A bank that has multiple credit cards generally chooses to cancel them. The card is more suitable.