How to apply for a temporary credit card line
Bank branch application: If the credit card is applied for a temporary credit card line through the counter of a bank branch, the cardholder can provide additional assets proof materials, which is beneficial to applying for a higher temporary credit line.
online banking application: directly log in to official website, the credit card center of the issuing bank, and you will be provided with an opening for applying for temporary limit. Just click Submit. Generally, the temporary line applied through online banking is 1% of the credit line.
customer service phone application: because the threshold for applying for temporary credit card limit is relatively low, you can directly call the customer service phone of the issuing bank, verify your identity and apply for temporary credit card limit. This method is more convenient and quick, which is highly praised by card friends.
wechat WeChat official account application: pay attention to the issuing bank's wechat WeChat official account, and bind the credit card with it, so you can apply for the temporary credit card limit through the menu bar.
APPlication for mobile banking APP: log in to the issuing bank's mobile banking app, and you can apply for it through the temporary limit. Some banks will directly display the maximum limit that can be increased, and cardholders can also determine the specific increase limit within the applicable limit.
how to apply for a temporary credit card limit? There are mainly four ways!
the credit card limit is divided into two parts: temporary limit and fixed limit. As the name implies, the fixed limit is the inherent limit of the credit card, while the temporary limit has a valid period. Generally speaking, the credit card limit we talk about is fixed. Have you ever applied for a temporary credit card limit? Many friends don't know how to apply for a temporary credit card limit. Today, I will introduce four methods for you.
1. Customer service telephone application
Credit card holders can directly call the customer service center on the back of their credit cards and apply for a temporary line directly from customer service. If you meet the application qualification of temporary quota, you will generally be given a quota directly.
2. Mobile banking application
After downloading the Pocket Banking APP directly from your mobile phone and binding your own credit card, you can apply for a temporary credit line directly in the APP, and you can have a credit line immediately if you meet the qualifications.
3. WeChat WeChat official account applies for
paying attention to the official WeChat WeChat official account of the bank, and also needs to bind a credit card. You can apply for a temporary credit line according to the prompts, which is generally included in the line management.
4. Bank official website Application
All banks have access to credit card business in official website, and they can apply directly in official website. If you have any questions, you can also ask online customer service, which is convenient and simple.
the above is the application method of temporary credit card limit for everyone. it should be noted that the temporary credit card limit needs to be paid off in one lump sum, and the limit will be restored after the temporary limit expires! Friends in need can try these four methods!
Six ways to apply for temporary credit card limit can help you solve the problem
Credit card limit can be divided into fixed limit and temporary limit. In order to increase the fixed limit, cardholders need to master a variety of credit card skills, and even need to increase extra consumption in order to ensure that the use limit meets the standard, which is not cost-effective for many cardholders who are not very strong in consumer demand. The application for temporary credit card limit is not so complicated, and it can meet your temporary consumption needs without the "overbearing" consumption of card friends. Let's teach you how to apply for a temporary credit card.
1. Bank outlets apply for
a temporary credit card line. If it is handled through the counter of a bank outlet, the cardholder can provide additional assets certification materials, which is beneficial to applying for a higher temporary credit line.
2. Online banking application
Directly log in to the credit card center of the issuing bank, official website, and a platform for temporary line application will be provided. Just click Submit. Generally, the temporary line applied through online banking is 1% of the credit line.
3. Customer service telephone application
Because the threshold for applying for temporary credit card limit is relatively low, you can directly call the customer service telephone of the issuing bank, verify your identity, and then apply for temporary credit limit from the customer service. This method is more convenient and quick, which is highly praised by card friends.
4. SMS application
Send the contents set by the bank to the customer service phone of the bank by binding the mobile phone number of the credit card, so as to build a behavior example. After "ccte# last four digits # apply for the line" reaches 95533, the result of line adjustment will be received in less than one second, and the expiration date of the temporary line will be clearly marked.
5. WeChat WeChat official account applies for
paying attention to the issuing bank WeChat WeChat official account, and binding the credit card with it, you can apply for a temporary credit card limit through the menu bar.
6. APPlication for Mobile Banking App
Summary: The above six methods can be used to apply for a temporary credit line, but cardholders also need to understand that applying for a temporary credit line requires the cardholder to continue using the card for at least 3 months, and no bad credit occurs during this period.
This is the end of the introduction about how to apply for a temporary credit card limit and which bank can apply for a temporary credit card limit. Did you find the information you need?