Notification. If you apply for a credit card, it will be sent to the address you gave. If you don't receive a text message, it must be on the way. If your address is correct, it will definitely be sent to your mobile phone. The credit card you applied for will usually be mailed to the bank. By mail The time is 3 to 15 working days. They will be sorted out after arriving at the bank and then notified via text message.