First of all, if you don’t pay back your credit card now, if you go to jail, you won’t be able to pay it back. Maybe some people will say, no, why did they call me after I was released and ask me to pay back the money?

In fact, this is not the person you are looking for, but a company called you. You couldn't pay it back, so you went to court. Since you were sentenced to death, your problem has been handled by the bank. Do you understand? In your opinion, from the moment you are in jail to the moment you are released, the debt problem between you and the bank has been resolved by legal issues. Can you understand what I mean?

So when you get out of jail, someone will call you and ask you to pay back the money, so just leave it alone.

These bad debts are sold to the company at a certain cost, so that the company will pretend to be their customer and ask them to pay you what you owe. After all, those companies used a very cheap way to buy some loans from banks at a ratio of 20%, and then repaid those loans as a bank. If they could get 20% The above is a huge profit. Besides, those companies all directly cooperate with major banks. Without a strong background, it is impossible to obtain such benefits.

I would like to ask, if there are many people who owe money, then I don’t know what to do, because they are working hard to collect debts. If it is a bank credit card and late repayment, according to the law, a fine of more than 500,000 will be punished by death, but now many people do not repay on time. What the bank wants is your money back, but if you're in jail, you have little chance of getting it back.

If it is a loan or a credit card has expired, you must ensure that your phone number cannot be closed. Otherwise, the bank cannot find you, which is a fantasy! The most critical point is to call and negotiate with the bank frequently. If the negotiation is too long, the bank will definitely agree. I don’t need your money or your salary. You can tell me your current job and monthly salary. According to your actual situation, I can repay you five hundred yuan a month.

Therefore, when you encounter a bank loan or a credit card default, the most important thing is to have a mentality to deal with it instead of avoiding it. I've made my position clear and I won't let you go to jail.