It is not easy. The need to apply for a diamond card has a certain reputation and status in society. Card VIP card: Diamond credit card and Platinum credit card enjoy the VIP service of CCB, and the overdraft limit is higher, with the maximum of 5 million yuan for Diamond credit card and 200,000 yuan for Platinum credit card. These two kinds of cards are not easy to handle, and the basic requirements for handling cards are very high. Diamond credit card, the applicant's annual income is not less than 1 10,000, and it is a dominant customer of CCB, and it must have a certain social status. Platinum credit card, the applicant's annual income is not less than 300 thousand. Two VIP credit cards can only be processed after the manager of CCB applies for recommendation.