The minimum repayment amount is 10%, not 8% as you said. If you repay according to the minimum repayment amount, the interest will be 0.5% per day. You will repay the amount every month (estimated based on 30 days). The repayment amount should be =30000/130000*5/10000*30=3450 yuan. It is estimated that the repayment will take 10 months. The total repayment amount is 3450*10=34500 yuan. The interest is high enough. , if you have money, pay it off early and in time to save some interest.