1, credit card installment extension fee of ABC

The extension fee for the extension of installment payment is 65,438+000 yuan, and the extension fee enjoys interest-free treatment. After the extension, the handling fee for each installment is 0.6% of the unpaid installment principal at the time of applying for extension.

2, Agricultural Bank credit card installment rate standard

The handling fee for each installment is 0.6% of the installment principal.

3. Number of deferred periods of credit card installment payment of Agricultural Bank of China:

Each installment transaction can only be extended once, and the cumulative number of installments after extension can only be one of 6, 9, 12 and 24.

Extended data:

Interest rules for credit cards:

The overdraft amount shall bear interest from the bank bookkeeping date. The upper limit of overdraft interest rate is five ten thousandths of the daily interest rate (the annualized interest rate is about 18.25%, and the actual annualized interest rate may be different from the above-mentioned annualized interest rate due to different days in a month and different repayment conditions), and the lower limit is 0.7 times of the daily interest rate.

The specific applicable interest rate is determined or adjusted according to the cardholder's credit status, card usage and other factors, and will be notified by SMS or bill. If there is any change in the upper and lower limit of overdraft interest rate, it shall be implemented according to the relevant regulations of the People's Bank of China. Credit card products are compounded monthly, and quasi-credit card products are charged monthly.

For overdraft transactions other than cash withdrawal overdraft and transfer overdraft in the current bill of credit card, if the cardholder repays all the due funds before the due repayment date (inclusive), it is not necessary to pay overdraft interest, and enjoys interest-free treatment from the bank bookkeeping date to the due repayment date.

Cash withdrawals, transfers and transactions that do not meet the interest-free conditions shall bear interest from the bank bookkeeping date. If the cardholder fails to repay in full on schedule, he will not enjoy the interest-free repayment period. If the minimum repayment amount cannot be repaid on schedule, a certain percentage of overdue repayment penalty shall be paid for the unpaid part of the minimum repayment amount.

Baidu encyclopedia-credit card installment payment