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Credit cards will be frozen if they are overdue. How to inform them?
I'll get a text message or a phone call.

If users have SMS reminders, they can receive freeze reminders. If it is frozen by the judicial authorities, it will prompt the cardholder himself. In other words, after the cardholder's savings card is frozen, if the cardholder opens a SMS reminder when handling the savings card, the bank will send a SMS reminder to the cardholder.