The bank will proactively send a new card to your billing address by registered mail before your credit card expires (except for student cards). No need to handle it. any formalities. Usually, a new card will be sent to you at the end of one month before the credit card expires. It will be sent by registered mail. Generally, the registered mail will be sent within 15 days. Warm reminder: The old card can be used until the end of the month when it is valid. You can use the new card only after you receive it and open it. When a new card is opened, the old card cannot be used immediately. You can just cut off the magnetic strip and destroy it yourself.
In addition, for points issues, you can use the points of the old card by renewing the card when it expires.