You can apply based on your conditions, and the bank will give you a relatively high limit and provide you with the best service. You only need to apply with the information.

The ICBC credit card application mainly depends on the deposits in the bank and the flow of funds. The credit card limit that five-star customers can apply for is 1-5W yuan.

Log in to ICBC online banking and you can see your personal ICBC star rating on the welcome page.

Cardless customers (those without credit cards): 10,000 for four-star regular card, 50,000 for five-star gold card, 100,000 for six-star gold/platinum card, 300,000 for seven-star gold/platinum card

Card holders (those with credit cards): Four-star regular card 50,000 yuan, five-star gold card 100,000 yuan, six-star platinum card 500,000 yuan, seven-star platinum card 1 million yuan

ID card + car driving You can apply for an ICBC smooth credit card or an ICBC transportation credit card with a credit card (no need to own a car), with a limit of 5,000 to tens of thousands

ICBC credit card installment rate (the lowest in the country)

3 installments 1.03 %, 1.8% for 6th period, 2.75% for 9th period, 3.58% for 12th period, 5.36% for 18th period, 7.05% for 24th period

The minimum consumption per card swipe is 600 yuan, and installment payment can be processed.