Yes, mobile phone text messages will be notified when bad credit card records occur.

Details are as follows:

1. The bank will bind the cardholder’s mobile phone number with the credit card account to ensure that the cardholder can be notified in time when relevant events occur.

2. When a credit card has bad records, such as overdue repayment, excessive consumption, arrears, etc., the bank will send a notification to the cardholder via text message to remind them to deal with the relevant issues.

3. The purpose of SMS notification is to promptly convey the status of the credit card account to the cardholder and help them better manage and use the credit card.

4. By sending SMS notifications, banks can remind cardholders to take timely measures to avoid bad credit card records and avoid negative impacts on personal credit.

Summary:

When a credit card has bad records, Bank of China will notify the cardholder via SMS. This notification method can help cardholders understand the status of their credit card accounts in a timely manner and remind them to deal with relevant issues to maintain good personal credit.

Extended information:

According to China UnionPay regulations, banks need to pay attention to protecting the security of personal information when sending SMS notifications to cardholders. Therefore, text messages usually display some basic information, such as bank name, partially hidden card number, account status, etc., to avoid leaking sensitive information. At the same time, cardholders should also ensure the accuracy of their mobile phone numbers to avoid missing important text message notifications.

In addition, cardholders can also inquire about the details of their credit card accounts, including bad records and repayment information, through the bank’s mobile banking app or online banking to have a more comprehensive understanding of the use of their credit cards. .

To sum up, Bank of China will notify cardholders of bad credit card records through mobile phone text messages, so that cardholders can promptly understand the account situation and take corresponding measures to maintain good personal credit.