Yes, the credit card is five days overdue. If the user is often overdue and then happens to meet the bank to reassess the credit card limit, the credit card limit may be reduced if it is overdue for five days. The user is overdue for the first time, and the previous repayment records are relatively good, so as long as the overdue arrears are paid off as soon as possible, this overdue will not directly lead to a reduction in the quota.

Credit card overdue mainly produces overdue records and overdue interest. As for whether the credit line will be reduced, it mainly depends on the degree of recognition of users by banks. The higher the degree of recognition, the limit will not be reduced after the deadline.

Credit card repayment time exceeds 5 days:

Then the bank will regard the user as overdue repayment, which will affect personal credit and may lead to credit card risk control and credit reduction. Even if the credit card has a repayment grace period, the grace period is up to 3 days.

The repayment time exceeds 5 days. In any case, banks will regard users as overdue. The consequences of overdue credit cards are very serious. If the user wants to use the card normally in the future and does not affect other credit businesses, it is very important to repay on time.