51 Renpindai went bankrupt and what should I do if the money I owe has not been repaid?

You don’t have to repay it. 51 Renpin Loan is a credit product under 51 Credit Card. Its application channel is online. If 51 Renpin Loan goes bankrupt, you don’t have to repay the money you owe until it is repaid. To apply for this product, you need to undergo real-name authentication, complete credit card bill import and operator certification, and your personal credit report must also be good.

51 character loan? What will happen if it is overdue?

The personal credit loan platform under 51 Credit Card is only open to users with credit cards, and the limit is relatively high, with a maximum of 100,000 yuan. 51renpindai is very suitable for borrowers with good personal credit. The question that many borrowers are most concerned about is, can they get a 51 character loan? What happens if you don’t repay the loan by the due date?

Judging from the situation, the lending institutions of 51 Renpindai will be different. For example, if it is a bank, it will definitely be subject to credit reporting. If it is a small loan company, then generally it will not be subject to credit reporting. Everyone This can be viewed within the loan details.

Specially consulted the customer service of 51 Credit Card Manager on this issue, and they answered like this:

1. After the expiration date, it will be uploaded to the financial information database according to relevant regulations, such as the People's Bank of China levy Credit center system;

2. Overdue handling fees will be charged proportionally. The specific rate requires the borrower to check the "Platform Service Agreement";

3. It will be difficult to apply for 51 people in the future Pindai;

4. After the due date, you will enter the collection system (meaning you will call to collect), and you will also go through judicial procedures according to the situation.

The above is the answer from the customer service of 51 Renpindai. They believe that in the future, formal online loans will basically be subject to credit reporting. This is a development trend. In addition, 51 Credit Card Manager, as a relatively established large company, should focus on risk control. It is relatively formal. It is recommended that you repay the loan in time to avoid adverse consequences.

If I don’t have money in 51 Renpinbao, I can still use Renpin to pay off my credit card. Is it true?

I can apply. As for whether you can place a payment! It depends on whether your credit is good. Credit card payments are made on time and there are no overdue payments. If the credit investigation passes! The payment is quite fast. I recently made a loan with 51 Loan. 80,000, approved in 10 minutes, passed the credit check in Beijing the next day, and received the account in the morning of the third day.

Will the interest reduction and exemption on 51 Personality Loan be fully paid off on the platform?

Yes. 51 Renpin Loan belongs to 51 Credit Card. It is a credit product launched by 51 Credit Card. It provides purely online borrowing services up to 200,000 yuan. 51 Renpin Loan is fully settled with interest exemption and repayment on the platform. The borrower can It can be repaid and designed to meet the different needs of the masses.

How to use the repayment funds of 51 Credit Card Manager? I got a 15-yuan repayment gold red envelope from my new registration. When I clicked the repayment button, it said that my Renpinbao balance was insufficient.

It’s a bit more complicated:

1. First of all, Import your credit card bill, which contains the amount to be repaid in the current period

2. Credit card repayments are made with Renpinbao balance, so if the balance is insufficient, you cannot repay, and you need to Recharge the balance of Pinbao

3. When the balance is sufficient, you can repay. At this time, you can use the repayment fund to deduct your repayment amount.

That’s it for the introduction of how to pay off credit cards at 51 Characters.