Booking foreign hotels on Ctrip does not necessarily require a Visa credit card.
When choosing a hotel and making a reservation, you can choose from a variety of payment methods, including credit card, debit card, Alipay, WeChat Pay, etc. Visa credit card is only one of the payment methods, but it is not required. During the booking process, you can pay by the payment method you find most convenient. If you do not have a Visa credit card but have other types of credit cards or other payment methods available, you can choose these options to pay.